• Financial Inclusion Community

    We are genuinely concerned for the financial well-being of Minorities in Canada!

Coaching Online

For those who are more comfortable with
Talking to a counselor virtually, we offer them
A chance to discuss their options online.

Next Scheduled

You can use the form available
On our website to schedule an appointment
From anywhere, at any time 

Books & Shirts

We have a vast collection of inspirational and
Informative books, along with other merchandise
That our clients can order online.  

Welcome to Immigrants Inclusive Credit

At Immigrants Inclusive Credit, we aim to empower the next generation of Black Canadians, Immigrants, and racialized communities by helping them improve their financial health. We offer education and community engagement to lend them economic empowerment. Here, there is no place for judgment, and we understand that life is not perfect, but there are times when a little help can make a huge difference. We want our clients to be comfortable sharing their financial situation with us so that we can create a plan for them to pay off their debt and introduce them to options for repairing damages to their credit history and steps to a more sustainable credit rating.

And we will provide free counseling because your well-being is our priority.









Why Inclusive Credit?

  • Accountability

    We have been serving minorities for years and have an excellent track record in helping restore their financial health.

  • Expertise

    We have the best team of counselors and lawyers who are experts in their respective fields and are highly compassionate.

  • Money Tips

    We provide tips on almost all areas of finance, ranging from managing your monthly expenses to getting that mortgage you have wanted to.

  • We offer online appointments that can be scheduled almost instantly, which you can benefit from free of cost.

Counselling Services Experts


With over two decades of experience in financial planning, debt management, and Credit advice, our Executive Director- Margaret Adekunle has established a community for and of minorities that have no parallel.

Our Education Initiative

We understand that knowledge is the key to most of the financial vows, and through education, we try to make people understand how to manage their finances better.

Credit Counselling Agency

With our vital services, we aim to enhance the credit score and the financial status of minorities; to facilitate a more relaxed life, which is not possible under financial stress.

Events & Blogs

Top Tips from Credit Counsellors

Staying on top of your financial game is not an easy feat, and to help you strike that balance, we are sharing these expert tips from some of the top credit counselors. Some of the specific money-saving habits credit counselors engage in are pretty basic; choosing to utilize office utilities, rent DVDs and stop buying […]

How to Deal With Debt Collectors

Do your debt collectors badly treat you? Finding yourself in a position where you are being harassed and getting calls from debt collectors at odd times; while at work or out with your friends? When you feel hopeless in a situation like this, remember you can always do something to improve things. So let’s start […]

How debt consolidation can affect your credit

For someone struggling with paying their debt, debt consolidation is a suitable means to snowball balances on credit cards, medical debt, and personal loans. However, when it comes to this, many people are concerned about how debt consolidation may affect their credit and want to learn more about how their debt can be consolidated, which […]

Success Stories

I recently returned to work full-time but that wasn’t even enough to manage my monthly budget. After speaking with a counsellor, I was better able to discern my monthly and seasonal expenses. I was spending more than I earned each month and was therefore going further into debt each week. And these guys saved me from going bankrupt by helping me take immediate action to reduce my debt.

With a lot of guidance and support from their counsellor, we are on our way to becoming debt-free with a debt management program that is customized to reflect our budget. In order to provide us with the more viable solution, they reviewed our bills, credit history, spending patterns. It has helped us pay off our debt and build savings for the future.

Working with a credit counseling organization is the option for dealing with your debt. These people even negotiated with my credit card company, and it was so reliving considering I was under so much stress, given the whole situation.

A debt settlement company can help settle your debts, these programs can be very beneficial and help you become more financially stable. With Inclusive Credit, you can relax easy knowing that the promises that are made to you will be full-filled and you are on your way to recovery.

Request a callback or book an appointment

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