About us

Home > About us

Immigrants Inclusive is an accredited non-profit charity that helps Black Canadians and new immigrants solve their money problems. We do this by providing free credit counseling, low-cost debt solutions, and education to help you manage your money better.

Our goal is to empower you with the knowledge and tools for building the financial success that everyone deserves. We’re here to help you through your difficult times and towards a better future.


We put you first

Our customer commitment

Immigrants Inclusive Credit values the relationship we develop with each of our customers. We’re here to assist Black Canadians and new Immigrants and we provide quality professional, efficient, helpful, and friendly service.

We are here to provide services that are accessible and inclusive for our customer’s respective needs.

We are committed to:

  • Providing timely and easy access to services and programs, using a variety of methods.
  • Making every effort to accommodate the needs of Black Canadians and new immigrants.
  • We provide clear, concise, and accurate information and by resolving most of our customer’s issues during the first appointment with one of our Credit Counsellors.
  • Being fair, equitable, consistent, and non-judgmental with everyone we help.
  • We provide direct access to a manager our Executive Director when requested.

  On Time Service.

Transforming distribution and marketing with key capabilities in customer insight and analytics, omni-chan

  A Team Of Professionals.

Transforming distribution and marketing with key capabilities in customer insight and analytics, omni-chan

  Analyze Your Business.

Transforming distribution and marketing with key capabilities in customer insight and analytics, omni-chan

Connect with the right people

The best thing about connecting with us is that you will no longer be on a solo journey. Our certified and experienced professional counselors can efficiently evaluate your financial situation and develop a personalized plan for you. They will help you create a reasonable budget and plan to eliminate your debt in three to five years. Our aim is to empower the next generation of Black Canadians, Immigrants and radicalized communities, through education and community engagement. We don’t judge, we understand that life happens and we’re here to help. It doesn’t matter how you got here but we will work with you to create a plan to pay off your debt, give you options to repair and sustain a good credit rating.

Engage with a reliable credit counsellor

Credit counseling has numerous benefits. Credit counseling is the next step for you if you are looking to create a budget or if you want to eliminate debt. If you are learning about this path, you will likely reach your destination. You can talk to one of our certified counselors today to discuss your options. We offer free and quality counselling to anyone who needs it, your wellbeing is our first priority!

Success Stories

I recently returned to work full-time but that wasn’t even enough to manage my monthly budget. After speaking with a counsellor, I was better able to discern my monthly and seasonal expenses. I was spending more than I earned each month and was therefore going further into debt each week. And these guys saved me from going bankrupt by helping me take immediate action to reduce my debt.

With a lot of guidance and support from their counsellor, we are on our way to becoming debt-free with a debt management program that is customized to reflect our budget. In order to provide us with the more viable solution, they reviewed our bills, credit history, spending patterns. It has helped us pay off our debt and build savings for the future.

Working with a credit counseling organization is the option for dealing with your debt. These people even negotiated with my credit card company, and it was so reliving considering I was under so much stress, given the whole situation.

A debt settlement company can help settle your debts, these programs can be very beneficial and help you become more financially stable. With Inclusive Credit, you can relax easy knowing that the promises that are made to you will be full-filled and you are on your way to recovery.

Request a callback or book an appointment

To stay on top of your finances, sign-up for our newsletter.